Upsolve
Upsolve is a non-profit focused on increasing access to justice for low-income Americans facing overwhelming debt. Its primary offering is a free, user-friendly web application that guides qualified individuals through the complex process of preparing Chapter 7 bankruptcy petitions and schedules. Users answer questions in plain language, and the tool generates the necessary court forms ready for filing. Upsolve also provides extensive educational content about bankruptcy options, debt management, and financial literacy. For users whose cases are too complex for the tool or who need Chapter 13 bankruptcy, Upsolve may help connect them with volunteer pro bono attorneys.
Key Information
Pricing
Model: Free (Non-profit funded by donations and grants).
Starting at: $0.
Free Plan: Available
Trial: Not Available
Audience
Primary: Low-income individuals considering or needing to file for Chapter 7 bankruptcy.
Secondary: Social workers, financial counselors, legal aid organizations referring clients.
Use Case
Preparing Chapter 7 bankruptcy forms for free (pro se filing).
Pros & Cons
Advantages
- Free
- Makes bankruptcy accessible to those who can't afford lawyers
- Simplifies a very complex process
- Provides valuable education
- Non-profit mission-driven.
Limitations
- Limited to Chapter 7 bankruptcy (cannot file Chapter 13 via the tool)
- Users must meet eligibility criteria (income, case simplicity)
- Users are still filing pro se (representing themselves) and responsible for the process
- Cannot provide legal advice.
AI Capabilities
- Primarily uses sophisticated document automation
- Guided workflows
- And logic trees based on user input and bankruptcy law rules. While it uses complex algorithms and automation
- It doesn't heavily market itself as an "AI" tool in the sense of predictive analytics or generative AI
- Focusing more on guided automation.
Integrations
- Primarily internal platform functions.
Unique Features
- Completely free service for eligible users (non-profit mission)
- Focuses specifically on Chapter 7 bankruptcy form preparation
- Recognized leader in access to justice technology
- Extensive educational content.
Disclaimer: Information accuracy is not guaranteed. Always verify details directly with the provider and consult with qualified professionals before making decisions. This tool is not a substitute for legal advice.